People in Redding understand the value of insurance. When it comes to our health, we pay for medical insurance because we never know when we or someone in our family might get sick. The cost of doctor visits, medication, surgery and hospital stays are so expensive. It is much more affordable to pay a monthly insurance premium and our co-pay when we need services.
We pay for car insurance so if we are in an accident we can get our car repaired for the amount of our deductible. Repairing even the smallest dent can cost thousands of dollars while the deductible is usually a few hundred dollars.
We insure our home and its contents against damage and theft. We can buy trip insurance so we can get a refund if we must change our travel plans. And the list goes on. Most families today don’t have enough savings to cover unexpected expenses. For most of us it is easier to pay a small monthly premium and be covered for the unexpected than to have an emergency and not know how to get the necessary money.
What can you do if your heating or central air conditioning system quits working in the middle of winter or summer? You first need to find a service person to come to your home as soon as possible. Maybe it is just a minor problem that can be repaired for a reasonable amount or money. But what if you are told you need a new system that costs several thousand dollars. You don’t have the cash in the bank and the service man doesn’t take credit cards. What do you do? You can borrow from your family or take out a loan or you suffer through and hope the weather changes soon. What if you come home and notice that tell tale odor that tells you the refrigerator is not working? You call a repairman only to learn it will cost more to repair your fridge than to buy a new one. You pay for the service call and buy a new refrigerator, probably on credit.
Whether it’s your central heat, your dishwasher or the hot water heater, problems with your home’s systems and appliances must be repaired. They usually seem to quit working when money is tight, although there is never a good time for these costs.
There is a solution to the costs of home systems and appliance repairs. A Redding home warranty protection warranty program works like insurance. You pay a monthly premium. The following list of items is covered:
- Central air conditioning
- Central heat
- Hot water heater
- Electrical system
- Telephone wiring
- Built in microwave
- Plumbing system
- Exhaust fan
- Garbage disposal
- Range hood
- Trash compactor
- Garage door opener
- Washing machine
- Clothes dryer
If a covered system or appliance needs repair or replacement, you are covered. And the process is so simple A licensed and insured repairman will be dispatched to your home.
Consider what you have spent over the years on repairing or replacing appliances or central heat or air conditioning systems. You do the math. Purchasing a Redding home warranty protection program will save you a lot of money. But, more than that, having a home warranty will give your family the comfort of knowing that you will be able to fix anything that goes wrong.